The Legalese

Privacy Policy

Last Updated: July 6, 2017
Credntia, LLC (“Credntia”, We”, Us”, or Our”) is committed to protecting the privacy of your personal information while using our website and mobile applications (the Service”). Credntia has established this Privacy Policy Statement to assist you to understand how we collect and use personally identifiable information if and when you use our Services or provide information to us in connection with your use of the Service as a Subscriber”. By using our Services you are agreeing to the collection and use of personal information in the manner described in this Privacy Policy Statement. By registering for our Service, you are agreeing to the collection and use of personal information in the manner described in this Privacy Policy Statement and the Credntia Terms of Service.

What Information Does Credntia Collect?

Information You Provide: When a Subscriber registers for the Service, we require a valid email address.
Account: When you use the Services, we collect certain information attached to your account. This information includes first and last name, email address, date of birth, gender, a profile image, and phone number.
Cookies: When you use the Services, we may use session cookies” a piece of information stored on your computer to allow the Services to uniquely identify your browser while you are logged in and to enable Credntia to process your online transactions. We do not link the information we store in cookies to any personally identifiable information you submit while using the Services other than the email address you provide. Session cookies also help us verify your identity and are required in order to use the Services. Credntia uses persistent cookies, that only Credntia can read and use, to identify you as a valid user of a Credntia Subscription plan and make it easier for you to log in to the Services. Analytical cookies and similar technologies are also used to allow Credntia to recognize how visitors move around the Web site and the Service when they’re using it. We use this information, which is aggregated and does not uniquely identify end users, to analyze trends, to troubleshoot the Web site and Service, to track end users’ movements while on the site and to gather demographic information about our user base as a whole. Various browsers may offer their own management tools for removing these types of tracking technologies. This helps us improve the overall user experience. The use of cookies by our partners is not covered by our Privacy Policy Statement; we do not have access or control over these cookies.
Clear Gifs: We may also use third party advertising and tracking tools that employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), to help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the movements of the visitors to our Web site. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We tie the information gathered by clear gifs to our Visitors and Subscribers in order to optimize and enhance the Web site and Service experience. We use clear gifs in our HTML-based emails to let us know which emails have been opened by recipients. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns.
Log Files: As is true of most Web sites, we and our third party utility-tracking partners gather certain information automatically and store it in log files. This information includes, but is not limited to, Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp and clickstream data.
Analytics: Beyond account data, we and our third party utility-tracking partners gather certain information automatically and store it for analytical purposes. This information includes, but is not limited to, how many credentials of different types have been added, which login methods are attached to your account, which login method was last used, and which register method was last used.
HTML5: We use Local Storage, such as HTML5, to store content information and preferences. Third Parties, with whom we partner to provide certain features on our site or to display advertising based upon your Web browsing activity, use local storage objects (HTML5) to collect and store information. Various browsers may offer their own management tools for removing HTML5 Local Storage.

How Does Credntia Use My Information?

Credntia may use the collected personal information and other information Credntia collects about your use of the Service to operate and make the Service available to You, for billing, identification and authentication, to contact you about your use of the Service, research purposes, and to generally improve the content and functionality of the Web site and the Service. Credntia will also use the collected personal information to send you periodic newsletters.

How Can I Access and Update My Information?

Data collected by Credntia: Credntia will retain your information for as long as your account is active or as needed to provide you the Service and to comply with our legal obligations, resolve disputes, and enforce our agreements.

Does Credntia Share Information with Third Parties?

Credntia uses a third party intermediary to perform credit card processing when registering for the paid Subscription plans of the Service. This intermediary is not permitted to store, retain, or use your billing information except for the sole purpose of credit card processing on Credntia’s behalf.
Credntia may also transmit, but does not share, personal information to its third party vendors and the hosting partners that provide the necessary hardware, software, networking, storage, and other technology and maintenance services required to operate and maintain the Web site and the Service. Transfers to subsequent third parties are covered by the provisions in this Policy regarding notice and choice and the service agreements with our Clients. This may require that your personal information be transferred from your current location to the offices and servers of Credntia and these authorized third parties.

Does Credntia Share the Information I Provide?

Except as described in this policy, Credntia will not give, sell, rent, share or loan any personal information to any third party other than as outlined in this policy.
Legal Reasons: We may disclose personal information to respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. We may also share such information if we believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service, or as otherwise required by law. In certain situations, we may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. Legal requests must meet the following requirements before we will consider complying with them:
Business Transitions: If Credntia is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Statistical Analysis: Credntia may provide non-personal, summary or group statistics about our customers, sales, traffic patterns, and related Web site information to reputable third-party vendors, but these statistics will include no personally identifiable information.
Links to Other Sites: This Web site contains links to other sites that are not owned or controlled by Credntia. Please be aware that we, Credntia, are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies only to information collected by this Web site and our mobile applications.
Social Media Widgets: Our Web site may include Social Media Features, such as the Facebook and Twitter buttons and Widgets, such as the Share this button or interactive mini-programs that run on our site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.
Public Forums: Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us at info@credntia.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
Our blog functionality is also managed by a third party application that may require you to register to post a comment. We do not have access or control of the information posted to the blog on these applications. You will need to contact or login into the third party application if you want the personal information that was posted to the comments section removed. To learn how the third party application uses your information, please review their privacy policy.
Testimonials: We post customer testimonials on our Web site which may contain personally identifiable information. We do obtain the customer’s consent via email prior to posting the testimonial to post their name along with their testimonial. If you want your testimonial removed please contact us at info@credntia.com.
Surveys: From time-to-time we may provide you the opportunity to participate in surveys. Participation in these surveys or contests is completely voluntary and you therefore have a choice whether or not to disclose this information. The requested information typically includes contact information, such as email or phone number. We use this information to improve our Service to send our customers update on how we are improving the Service based on their feedback.

How Does Credntia Protect My Information?

Credntia maintains reasonable security measures to protect your information from loss, destruction, misuse, unauthorized access or disclosure. We encrypt all data at-rest and in-transit using 256-bit AES encryption. These technologies help ensure that your data is safe, secure, and only available to you and to those you provided authorized access. When you enter sensitive information (such as your login information) on our Web site or connect to our Service, we encrypt the transmission of that information using Transport Layer Security (TLS). However, no data transmission over the Internet or information storage technology can be guaranteed to be 100% secure. If you have any questions about security on our Web site, you can contact us at info@credntia.com.

Can I Opt Out?

You may set your browser to block all cookies, including cookies associated with our Service. Users who disable their browsers’ ability to accept cookies will be able to browse our Web site, but may not be able to access or take advantage of the Service.
You can also opt out of our newsletters and surveys and you may follow the unsubscribe/opt out instructions contained in each of those communications.

How Will You Notify Me of Changes to This Policy?

Credntia may update this policy from time to time. You can review the most current version of this Privacy Policy at any time at credntia.com/privacy-policy. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. Your only remedy, if you do not accept the terms of this Privacy Policy, is to discontinue use of the Site and Service.

Contact Us

If you have any questions regarding this Privacy Policy you may contact us at: info@credntia.com.